Check The Mortgage.
Before meeting a listing agent, call your current mortgage lender and get the most up–to date pay off figure. Knowing your loan amount upfront will help us know what options and strategies to discuss when we meet for an initial listing appointment. Whether your home has equity or you need to do some rearranging because of potential foreclosure, we are experts in all kinds of residential real estate. We’d be happy to help you sort through the details of listing your home for sale to achieve the best results for you.
Identify liens and disputes.
The easiest property to sell is the unencumbered property. But that’s not always possible and the more a seller can tell us in advance about liens and other issues the better. When a house is listed for sale, a title company will pull the history of that property and any item attached to that house will show up. We want to know about any issues like liens or property disputes prior to listing so we can help you deal with them before the house hits the market. Think about any tax issues, disputes you have had with contractors or other problems that could have allowed a creditor to put a lien on the house. Likewise, be upfront about disputes with neighbors, especially if they regard property lines, because it’s easier to settle those matters before listing the property.
Hold off on making improvements.
While it’s tempting to add value to your home ahead of listing, it’s better to hold off on improvements until you’ve hired your agent. What you think will net a return on investment may not be what’s trending in the market. Your Realtor will know what the buyers in your area are asking for and, more importantly, what they will pay a premium to get. Working with an agent to determine what upgrades to make also has the benefit of objectivity. Sellers are always tempted to go overboard, but they shouldn’t because they’re moving. If you run those decisions by an agent they’ll help you stick to what’s necessary and keep you from making choices that are sp