LOCAL EXPERTISE & ASSISTANCE FOR
Are you a US Veteran? You may qualify for a number of programs that will save you money while streamlining the home purchasing process. I’m here to assist you through the process to make it as simple as possible.
Advantages for Veteran Homebuyers
The VA Loan Program has many advantages that make it one of the most appealing paths to homeownership — and this great benefit is reserved exclusively to those who bravely served our country and select military spouses.
When combined, the benefits of the VA mortgage allow service members and veterans to take advantage of substantial cost savings under qualification requirements designed specifically for members of the military and their unique needs.
Veteran Mortgage Rates
With low interest rates and the advantages of the VA Loan, you can capitalize on a buyer’s market and join the millions of other veterans using their hard-earned benefit.
Although a number of factors influence your final rate, the government backs all VA Loans, ensuring lenders can offer competitively low interest rates.
Requirements and Qualifications
- Military members – To be eligible for a VA loan, you must be an active-duty or past member of the armed forces with at least:
- 90 days of consecutive service during wartime, or
- 181 days of service during peacetime, or
- 6 years of service in the National Guard or reserves.
- Surviving spouses – Spouses of service members who died in the line of duty or as the result of a service-related disability.
- You will need a Certificate of Eligibility from the VA to show that you meet these requirements. Your mortgage loan originator can help you obtain this certificate.
Meet Julia Jones
with Silvercreek Realty Group
1099 S. Wells Street, Ste 200 | Meridian, ID 83642
Certified Real Estate Analyst
Licensed realtor since 2005. Julia’s 15 years in the sales and marketing arena serves her real estate clients well, as it allows her clients to enjoy a positive buying or selling experience and affords her clients the peace of mind that all the “small details” are handled professionally.
Julia knows and loves Idaho and has raised her children here. She is a go-getter and is a great resource when moving to Boise. In addition to helping her clients find the perfect home or business she acts as a resource for the entire family with solutions for pets, child care, schools, recreation, medical and so much more.
Julia balances her professional life with spending quality time with her husband Bret and their two labs either fishing or hanging out in McCall with the kids or grandkids. Julia also enjoys teaching yoga at the Nampa Recreation Center, where her family has been members for several years.
Julia believes that buying or selling a business or home is a significant event in most people’s lives and deserves qualified attention by a seasoned educated real estate professional. She prides herself in providing her clients with solid representation and thorough follow through.
Julia has the gift of making her clients feel like family on first meeting and enjoys working through the real estate process with them.